Payments Tailor-Made for
Property Management
Pay Theory focuses on what we call “Must Pay”—industries people must access whether or not they have the money. At the top of the list stands housing. We are building payments not for the needs of retail or eCommerce but for the unique challenges of must pay industries like housing.
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Thinking Differently About Payments
Pay Theory offers three classes of tech wrapped in one solution: Functionality designed specifically for property management, hard-to-find features, and standard features you'd expect from a payments company.
Inclusive Payments
Accept card, ACH, and cash! Digital payment solutions have made paying with cash a real problem. We work with what we call “must-pay services” to help remove barriers between families and organizations by providing payments solution built for everyone.
Information Hierarchy
Most payment solutions don’t allow you to see ‘sub-merchants’ information. For example, a hospital could see what each location is doing but they wouldn’t be able to see individual transactions. With Pay Theory, they can.
Contained Systems
Every Pay Theory client is run on a unique isolated environment, causing their payment solution to be unaffected by other systems. Should one system go down, your system is untouched and keeps running smoothly.
Multiple Bank Accounts
Most payment solutions don’t allow you to associate various bank accounts per client. Now you can, with Pay Theory. This is a huge win for property management and all complex networks.
Underwriting
Don’t let this be a barrier to offering payments. We safely and securely underwrite must-pay industries like housing.
Transactional Meta-Data
Create A-ha moments by combining your data models with Pay Theory’s data models.
Revshare
Our SaaS partners have the opportunity to share in the payments revenue. That means not only do you get a new feature without the developmental costs, but you get a new revenue generating feature.
Tailored Implementation
More than a form! We break down implementation into 4 sections; Financial Solutions, Technical Success, Team Training, Payments Go-To-Market.
Level 2/3 Processing
Enhances transaction detail and eligibility for lower interchange rates with Level 2 and Level 3 processing.
To see a full list of our offerings, visit our Products and Services page.
Embedded Payments
Unique mix of websocket based SDK’s and GraphQL APIs make it easy to build the payment flows of your dreams. Get paid more (often) and eliminate barriers to payment.
API’s
Power payments data presentation in your solution.
PCI Level 1 Compliance
Enjoy peace of mind with the highest and most stringent level of Payments Security certification (PCI level 1).
Recurring Payments
Build payment flows that get you and your customers paid more often. PayTheory’s Recurring Payments infrastructure powers your subscription, payment plan, and card-on-file payments.
A Complete Payments Suite
We are a complete payments company on a mission to break down barriers between vital service providers and the families they serve.
Invoicing
Create professional invoices and manage payments using software built specifically for family-service industries — so you can spend your energy where it matters.
Recurring Payments
Build payment flows that get you and your customers paid more often. PayTheory’s Recurring Payments infrastructure powers your subscription, payment plan, and card-on-file payments.
Terminals
Accept payments in person and unify your digital and physical payment channels at the same time. Choose from a variety of card readers.
What You Should Know
Payments Tailor-Made for
Property Management
Pay Theory focuses on what we call “Must Pay”—industries people must access whether or not they have the money. At the top of the list stands housing. We are building payments not for the needs of retail or eCommerce but for the unique challenges of must pay industries like housing.
Pay Theory provides embedded payments for property-management software, letting platforms collect rent and fees by card, ACH, and cash with recurring payments, card-on-file, and invoicing built for family-service industries. Integration is through GraphQL APIs and websocket-based SDKs, plus no-code "plug & play" payment URLs, buttons, and QR codes, and it supports Level 2/3 processing for lower interchange rates. Its "inclusive payments" approach removes banking-status barriers between families and housing organizations, and it's PCI Level 1 and SOC 2 certified.
