Payments Designed for Family Tech.

We build financially inclusive payments for the world of families – including education, childcare, children’s activities, and healthcare.


Let’s get you to the right place:

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 What Makes Pay Theory Unique

Families + Access = Dreams

The only payments infrastructure designed to help ALL families maintain access to your services or products while adding new revenue for SaaS Partners and saving Schools and organizations like them time and money.


      Easy to Use, Inclusive Integrated Payments

      • Easy for ALL families to pay electronically – even with CASH – ensuring everyone can get ACCESS to services.
      • Easy for organizations to integrate payments with existing accounting and rostering tools, like GG4L/OneRoster, using custom integrations.
      • Easy to manage and reconcile payments thanks to purpose-built dashboarding.
      • Easy to add Vendors and Payment Tools to create a unified suite of payment services that meet your organization’s needs.


      Powerful Payment Tech that’s Easy to Integrate

      • Developer-first support for fast and painless implementation.
      • Driven by powerful, efficient API’s Uber-light, flexible SDKs give you the power to design the customer experience.
      • Prebuilt integrations to popular accounting, rostering, and ecommerce platforms like WooCommerce and GG4L/OneRoster.
      • Highly scalable platform leveraging AWS Lambda cloud-native processing.
      • Rest easy. The platform is secure, fraud-resistant, and compliant with KYC/AML and PCI regulatory requirements.


      Who We Are

      Simple, beautiful, and impactful financial services can break down barriers to access vital services, like education, for ALL families. We are about making this happen, in schools, doctors’ offices, day care centers, dance studios, and sports clubs alike. These are the services that make families’ futures. Pay Theory’s platform works with SaaS vendors and service providers to deliver a payment experience where payments get made, doors are opened and everyone wins.

      Join our growing list of Family Tech Partners