About Pay Theory

Building Inclusive Payments for a Diverse World

We are an inclusive payment processor that allows all forms of payments (credit card, ACH, cash) to be processed online. We work with companies to ensure they continue to build their customer base when they go cashless and contactless with online payments.

We first saw a challenge in the education sector regarding payments. There was a gap between the banked and unbanked. This gap has negatively impacted un/under-banked families, making it difficult for them to pay their must-pay bills. We set out to solve this issue, leading to our Remote Cash Acceptance feature.

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Our Mission

Our mission is to break down barriers between vital service providers and the families they serve through a platform of simple, beautiful and impactful financial solutions. We want to see all people able to pay for important services and resources, regardless of their financial or banking status.

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We love talking payments! Get in touch and let's talk about how Pay Theory can help your business or organization.