“Must-Pay” industries — education, healthcare, childcare, etc. — have a clear need: They serve families with a variety of unique challenges and financial needs. Pay Theory equips platforms and merchants to serve those needs directly.
Jump to your industry: Software as a Service
With many payment companies on the scene, why Pay Theory? There is a need for a payments company specializing in “Must-Pay” industries — Education, healthcare, childcare, government, and the SaaS companies serving them. A lot of slick payment companies do a great job for small businesses but are difficult to use for family-service industries. Enter: Pay Theory.
We ❤️ developers. Our platform makes it easy for developers to build payments seamlessly into their product, creating experiences customers love.
Pay Theory offers payment solutions that empower you to bring payment inclusivity across the social economic spectrum.
If you operate in the B2B2C space, Pay Theory’s payment experts can help you monetize your payments offering.
Simplified onboarding gets you processing faster. Use our suite or no-code/low-code to plug-in payments in the places you choose.
Manage transactions across multiple sources, payment types, and even bank accounts. No need to run separate reports to reconcile or go to different portals for refunds.
As a Pay Theory merchant, you also get access to live in-person training for you and your team, all for free.
Not all payment solutions are the same. There are core features a payment solution must offer. Below is an overview of our most revolutionary features.
Relationship-Based Support
We actively work with you to ensure success.
Embedded payments
Customizable payments for any location.
Reporting
Create reports and find what you are looking for.
Reconciling
Match your owed and due statements.
Recurring Payments
Currently only for our SaaS partners
Invoicing
Create professional invoices with flexibility
Card Readers
A wide range of options for any situation
Custom Meta-Data
Take advantage of this incredible flexibility
PCI Level 1 Compliance
We pass our security level on to you
Inclusive
Cash payments automatically show up in your portal
No-Fluff Features
A payments system for industries serving families
No-Code Payment URL's
Send payers a link to pay for their bill
Must-pay refers to any industry providing vital services to families. This includes education, healthcare, childcare, child development, and so on.
Providing only digital payment methods makes paying very challenging for roughly 30% of K-12 families. Visit our inclusive payments page to learn more.
Yes. Along with cash, we accept Visa, Mastercard, Amex (all major cards), and ACH.
We are PCI level 1 complaint. This is the highest security level a company can achieve. When you work with us, our security standards are passed down to you. You can learn more about PCI compliance here.
Yes. Fill out the form below and we will get you set up.