SaaS Vendors

Grow your business and give your customers a
better payment experience.

Integrating a more complete, tailored payments solution with Pay Theory is easy.

Grow Revenue Per User

Earn more revenue per user by integrating payments and participating in the processing. It’s that simple. And because we enable you to accept cash electronically with eCash, you gain access to the ~30% of US families with K12 kids that are un or underbanked and rely on cash as a primary means of payment. Wait, doesn’t that make my platform a better solution for my customers, you ask? Why, yes…yes it does!

Fast, Easy Implementation

Pay Theory is API-driven and built on the latest uber-light, serverless software architecture – AWS Lambda – so it easily integrates with your SaaS application. We are Developer-First on support and documentation so that your implementation comes online fast and delivers the kind of payments experience you want for your customers and their customers.

Delightful User Experiences

Isn’t that what everyone wants? A user experience that is just easy and amazing. One that actually thinks about helping a payment get made vs. just providing an I-frame. Give families the ability to choose how they pay, even with cash. Your customer organizations are able to track, manage, and reconcile all those payments all in one, easy-to-read dashboard. And our APIs and SDKs ensure you have the flexibility and freedom necessary to create a payment experience that is best for your services and customers.

Bank Grade Security

Where children and family identities are concerned, security matters. Pay Theory maintains strict identity and cardholder protection protocols (PCI compliance and certification). Additionally, the code behind our payments deploy state-of-the-art encryption and we have a few data tokenization tricks up our sleeve. On the back end, we work with proven, tested financial technology partners like Finix, Vanilla Direct, and FIS/Worldpay.