The World of Payments

Payments for Everyone

Every family’s financial situation is unique and yet cookie-cutter fintech is creating access barriers to already underserved families. By providing the right set of financial services, families can consistently make timely payments, regardless of their financial situations. We’re FamilyTech and that’s our mission.

Inclusion is Built-In

Families can pay with cash and service providers won’t have to incur risks associated with cash handling. Just as you welcome all families, we welcome all forms of payment.

By meeting families where they are, and allowing them to pay however they need, organizations see more completed transactions and SaaS vendors higher processing revenues.

Human Support When You Need It

Pay Theory provides accessible and personal support for payment issues as well as technology troubleshooting through our Management Portals. Our mission is to make payments as transparent and easy to implement for you and your customers as they are for us!

Tiered Reporting

Are you working with a School District with 20 schools or a Health Care network with 46 locations? Does each one have a unique bank account? Do finance managers want to be able to see all transactions coming through their ecosystems? Do they want a quick snapshot of all your accounts and the ability to dive deeper into specific ones?

Pay Theory’s solution handles these use cases out of the box. Our onboarding, dashboards, and reporting are purpose-built for complex business models. No more writing SQL queries and building custom reports just to engage your world of payments.

The Right Price to Drive Revenue

Put simply, our goal is to make more money together and we will work with you to ensure we have the right program in place to make that happen.

Bonnie and Clyde Don’t Stand a Chance

Pay Theory is PCI Level 1 Certified. We employ active fraud detection. We have a dedicated account infrastructure, meaning your company is completely unaffected by other Pay Theory account. All this to be said, there’s less risk for everyone involved.